Things Happen when you least expect them
Disasters can strike at any time and affect anyone. They can cause devastating home damage and create tremendous amounts of stress. If you’re dealing with the aftermath of a disaster or another emergency, finding lodging is a priority. The good news is that you have options. At Corporate Housing by Owner (CHBO), you can find a variety of housing options so you have one less thing to worry about in a tragic situation.
While unfortunate, many people experience a house fire or another disaster at some point in their lives. Finding temporary housing is essential until your home is safe to go back to. Some government agencies and disaster relief organizations may step in to help with lodging but this isn’t always available. It depends on the severity and specifics of the emergency.
When you need somewhere to stay quickly, there’s no better option than corporate housing. If you are a renter or homeowner with insurance, this form of housing is likely covered by your policy. Temporary furnished housing has tons of benefits and can be sought out whenever you need somewhere to stay, whether for a day, a week, a month, or even longer.
For easy access to furnished homes available today, CHBO is here to help you. We’ve assisted many families after an emergency, whether related to a disaster or another problem. We can give you information about how to handle the process and provide listings in your area so you can find housing quickly. Lodging doesn’t have to be another concern when you are already going through a potentially traumatizing situation.
Situations When You May Need Emergency Housing
There are many circumstances when emergency housing might be needed. For instance, if you experience a tornado, hurricane, fire, flood, or wind damage, repairs to your home may be needed before you can go back to it. Corporate housing gives you the option to stay somewhere safe, comfortable, and furnished until you move past the disaster that befell your home.
Traditional disasters like the ones mentioned aren’t the only reason to seek out emergency short-term housing. Some people move into temporary houses when their homes have mold or a gas leak has been discovered. All of these are situations where remaining in the home could be dangerous, so having somewhere else to stay is essential.
Are you going through a divorce and in need of somewhere to stay to get your own privacy? Corporate apartments and condos can be used in that situation too. The same applies if you’re coming into a new area to help care for an elderly relative.
There’s no need to rent a traditional home or force yourself to stay in a hotel. You can enjoy the sensation of home to comfort you during a time when things might feel chaotic.
To recap, below are a few of the reasons you might require emergency housing, which CHBO offers:
- Fires
- Floods
- Earthquakes
- Tornados
- Wind damage
- Mold
- Gas leaks
- Divorce
- Need to care for a loved one
This isn’t a complete list. Even if you don’t see your specific situation listed, you can enjoy the benefits of corporate furnished rentals to keep you safe and comfortable after an emergency. It’s a great way to get things together and start moving forward as you repair your home and prepare to move back into it.
Benefits of Choosing Emergency Housing by CHBO
When you’re in the middle of an emergency, the last thing you want is to spend tons of time looking for lodging for you and your family. Working with CHBO allows you to find a corporate home, apartment, or condo that meets your needs – and fast. You can take advantage of a short turnaround time so one crucial need is handled immediately.
Many of the property owners with listings on CHBO have experience with emergency displacement and can help out with your needs. In addition, you can find housing across the United States and Canada (and beyond) so you don’t need to go far from home to start the process of picking up the pieces after an emergency.
Choosing temporary housing is cost-effective in addition to efficient. One perk you’ll experience is the inclusion of utilities and furnishings so one booking takes care of everything you need. There’s no need to go shopping for the essentials when many property owners provide those things for you. You get peace of mind and less to worry about.
A quick search of the properties on the CHBO website will give you a plethora of options. You’ll find homes for short-term rentals, apartments for mid-term bookings, and condos for long-term stays. No matter what works for your situation, we’re sure to provide something that fits your needs.
Compared to a hotel, you can expect to save a ton of money. On top of that, you can choose a space that is much larger than a typical hotel room or even suite. Properties are available for individuals, couples, and families. Some are even pet-friendly so you don’t need to find separate lodging for your cats and dogs.
Is Corporate Housing Covered by Insurance?
Many people who have insurance, whether homeowners or renters, will have coverage for emergency housing in certain situations. Make sure to check your policy to see what the specific requirements are for you. There can be exceptions for things like earthquakes and flooding, so it’s important to be aware of what kind of reimbursement might be provided.
Temporary housing tends to be covered under one of two parts of the policy: either additional living expenses or loss of use coverage. This coverage applies when damage covered by your insurance policy has made it impossible to remain in your home. This also applies if a government or law enforcement agency has ordered the home to be evacuated for one of these events. In some cases, an advance payment is provided to get you started.
There are three things to be aware of with loss of use coverage:
- Loss of use covers a rental that is similar to the home you were living in before an emergency. This means you can’t expect to choose a three-bedroom penthouse if you were living in a one-bedroom garden apartment. However, if you have a two-bedroom home, one that is similar to it will typically be covered to meet your needs.
- Loss of use coverage could have limits on how much and how long the insurance provider will reimburse you for your living expenses. Be sure you are aware of these limitations so you can move forward with confidence after a disaster or other emergency.
- Loss of use only reimburses you for living expenses beyond what you would have while living in your own house or apartment. This means the entire cost of rent may not be covered if expenses like home maintenance are deducted. On the other hand, loss of use may include things like storage, laundry, and meals for your family.
Always make sure to contact your homeowner’s or renter’s insurance company to better understand what reimbursement amounts you can expect. Even if you are not entitled to funds due to a disaster or emergency, many corporate homes are listed at competitive rates, so you can find the housing you need whether you have help from an insurance company or not.
Choosing the Right Corporate Rental After an Emergency
Once you determine how your expenses will be covered, whether by insurance, yourself, or another source, you can move forward and determine which form of temporary housing is right for you and your family.
Corporate housing is an excellent choice regardless of how long you believe you will need housing. This is especially true for stays of at least a month. Many insurance companies prefer you choose an alternative to a hotel if you will be residing there for over 30 days.
Corporate homes are also much more comfortable than many options. Many of the best amenities of a hotel are provided along with the extras available only when staying in a home. For instance, many homes come with a washer and dryer and a full kitchen. This can be useful to avoid constant dining out after a home emergency happens.
What Is Corporate Housing By Owner?
When choosing the right provider of emergency furnished housing, you want to trust the company you work with. CHBO offers the largest number of furnished rental homes and condos across the United States and Canada. We provide an online marketplace designed to connect property owners with companies and renters who need a short-term rental after emergencies, for relocations, and to cover business trips.
At CHBO, property managers and private owners advertise their temporary rentals to individuals like you who need emergency lodging options. You can easily search our exclusive property database to find and book some of the most impressive furnished housing rentals on the market right now.
If you know you will need housing for a month or more, you can search the portal or leave the process to us. Contact us with a housing request letting us know what your exact needs are and we’ll find the perfect property so you can focus on other parts of the aftermath of a disaster or emergency.
Special Corporate Homes from CHBO
When you visit the CHBO website to search for housing, you may notice that some properties have a special designation. For instance, we offer CHBO Complete homes, CHBO Certified dwellings, and spaces that are part of the CHBO Rental Program. Understanding the difference between these terms will ensure you choose the right emergency housing for your family.
- CHBO Complete – Any property that is CHBO Complete comes with a quality seal. We guarantee that it has all the features that a corporate renter expects from a high-quality furnished corporate property. Certain items and utilities (such as Internet, phone, and streaming capabilities) are included in a single monthly rate so you can be sure to have everything you need when you make a booking.
- CHBO Certified – Homes, apartments, and condos marked as CHBO Certified have been validated by our team to provide exactly what is marked on the listing. These properties will have excellent photographs that give you insight into how it might be to stay there. A certified staff member takes high-resolution images and verifies that the location, owner, and furnishings are as expected.
- CHBO Rental Program – The properties that are part of the CHBO Rental Program enjoy help from CHBO for the transactional aspects of rentals. We handle guest communication, background and credit checks, the creation of paperwork like rental agreements, and acquiring deposits and rental charges. This provides a streamlined professional experience for property owners and renters who are recovering after an emergency.
Choose CHBO for Your Emergency Housing Needs
Corporate Housing By Owner offers an easy way to find appropriate lodging after an emergency forces you to leave your home. We allow you to search for corporate housing by city and state or specific location. Put in your arrival and departure dates (or what you expect them to be) to find available corporate homes, condos, and apartments. A quick search gives you access to gorgeous furnished rentals around the world.
Once you choose a rental you’d like to book, the process is just as straightforward. You can use CHBO to check availability during the dates you’d like to stay and make a booking immediately. If you have questions for the property owner, you can also contact them from our website. We’ve made this process as quick and easy as possible so you can move into short-term emergency housing as soon as you need it.
If you require help at any point during booking or staying in a CHBO property, customer service is available at all hours of the day. You can choose to chat with an agent on our website or reach out to us by phone at 1-877-333-2426 to resolve all your needs. We’ll do whatever we can to make the process stress free, no matter what other things are going on in your life.
